What is a Scam? Learn to Recognize, Avoid, & Report a Scam

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Before you begin searching for ways to earn money online, please let me have a few minutes of your time to educate you on what scams are, how to recognize them, and how to report them.

With everything going on in the world, a lot of people are forced to search online for an opportunity to help make up income lost. A lot of scammers are taking this to their advantage.  There are millions of people who have joined groups on social platforms to search for work from home jobs.

A common thing I see in the groups are people who spam any post or comment that they see. Some of them are set up automated bots, and they try to trick you by making it seem like they have a quick and fast way to earn money fast.

Unless you have a salaried position within a company, you will not find a way to make money online fast. Don’t let any of the scam deals fool you – not even for just $1.

Without further ado, let’s begin!

Recognizing a Scam – What is a Scam?

In the Merriam Webster Dictionary, a scam is defined as a fraudulent or deceptive act or operation. Scammers are looking to get something for you (like money) without actually giving you anything in return.

There are all levels of scammers out there (from beginning to advanced). A lot of them are skilled in masking their true intentions. They can turn an idea of a scam (from something deceptive), to something that seems real and makes you feel safe in trusting the scammer.

Let’s discuss ways to help you stay proactive in recognizing a scam online.

==>> Read my blog on online scams

Recognizing a Scam Online – Jobs & Employment Via Scamwatch

Scamwatch is run by the ACCC (Australian Competition & Consumer Commission).

Scamwatch covers many scam types such as current COVID 19 scams, fake charities, investments, unexpected money, and unexpected winnings – to name a few. Learn more at their website HERE.

For this post, I want to discuss the warning signs of scams online for jobs & employment (as mentioned on Scamwatch).

  1. No legit company will reach out to you offering guaranteed money & employment right off the bat. You may receive offers like this in all sorts of forms (including, but not limited to): emails, letters, or phone calls.
  2. These messages may claim you can get-rich-quick, or guarantee substantial returns (with minimal effort using your personal computer).
  3. Who is the message addressed to? Is it sent to you personally, or with other people as well?
  4. Are they asking for personal information and costs for “start-up” materials and fees?
  5. Does this company have a street address? Does this company offer any real products? If it only has a post office box and email- proceed with educated caution.
  6. If you are asked to transfer money, on behalf of someone else – proceed with educated caution. Money laundering is a crime and something that you do not want to be involved in.

scamwatch-protect-yourself-

==>> Read the full article on Scamwatch

How to Report a Scam to ACCC

Anyone can report a scam here. I have taken a screenshot of what their page looks like when you click on “report a scam.”

scamwatch-report-a-scam-ACCC

==>> Report a Scam to ACCC

Stay up-to-date on Statistics with Scamwatch.

Scamwatch offers statistics for various types of scams. Let’s take a look at some!

Here is a screenshot that was taken today (from my desktop) of the stats so far from 2020 (for ALL scam types).

scamwatch-all-scam-types-2020-statistics

In all categories, those stats have risen over the past few months. Let’s narrow this down by searching for something more specific.

scamwatch-scam-statistics-personal-data

scamwatch-scam-statistics-2020-buying-selling

scamwatch-scam-statistics-2020-invesments

With scamwatch, you can continue to narrow down the categories even further. If you are someone (like me) who likes statistical data, I enjoy using the statistics from Scamwatch.

Please do me ONE favor.

If this post has helped educate you, please share this information with other people you know who are looking for opportunities to work from home.

It’s vital that we spread awareness of scams online, and where you can go to get educated knowledge in all aspects of this subject.

If you have any questions/comments – please post them within the comments below – I would be more than happy to hear from you!

6 thoughts on “What is a Scam? Learn to Recognize, Avoid, & Report a Scam”

  1. Thank you so much for this article. It is really good to know which products are scam and which ones are legit. In today’s society more and more people create scam products so it is great to have a criteria to follow

    Reply
  2. You really educate me about scam and I never realized that there are many scams around us and people lost their money that much ! It is a very good good lesson though.

    Reply
    • Thank you! I am so glad that I could help bring this to your attention! Unfortunately, a lot of people have lost their money, and those are just the statistics for the ones reported to the ACCC.

      In all reality, that number is exponentially higher when you add all the ones in the world who reported. Then, you still have to take into account for the one’s not reported. Perhaps the one’s where you only have to pay a small amount for something in return. A lot of people are falling for scams every day. It really is important that we spread this knowledge and raise awareness.

      We can fight back against scammers, if we all work together!

      Reply
  3. Hi Elise – this is a great in-depth article because, to be honest, I have learned all I need to know about reporting a scam from your post. I did not think deeply about this topic until reading your post. Thank you for bringing it to my focus.

    Reply

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